Master Promissory Note

Complete the Direct Loan Master Promissory Note (MPN)

The MPN is a promissory note that can be used to make one or more loans for one or more academic years (up to 10 years). A separate MPN is required for Federal Direct loans and Parent PLUS loans.

Undergraduate Federal Direct Subsidized and Unsubsidized borrowers under the Direct Loan Program will sign one promissory note which can be used for all of that program’s loans over multiple academic years.

Parent PLUS loan borrowers can only take out this loan on a dependent undergraduate student's behalf. This loan is contingent upon creditworthiness.

All Direct Loan Master Promissory Notes (MPN) can be accessed and e-signed at the link below. We encourage you to read the Step by Step instructions below to understand how the electronic MPN process works. We estimate that it will take 30 minutes to complete the electronic MPN process. Make sure you allow enough time to complete the entire process in a single session. If you start the MPN and exit before submitting your signed MPN and return later, you will have to start over at the beginning.

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